New Tires Now.
Pay Over Time With Affirm.

Split up the cost of your purchase into flexible payments with as low as 0% APR when you select Affirm at checkout.*

Shop Tires Call 519-397-4686

*Subject to eligibility. Terms apply. Details

How Affirm Works

Shopping with Affirm is easy.

01
Fill Your Cart
Then select Affirm at checkout and enter a few details for a real-time decision. Seeing if you qualify for an Affirm payment plan will not affect your credit score.
02
Choose Your Plan
Select the payment plan that works for you, then confirm your loan. Affirm will never charge more than you see up front.
03
Make Your Payments
Manage your payments in the Affirm app or online, and set up AutoPay so you don't miss a payment. But if you do, you'll never pay any fees.

Your tires ship to our Pain Court shop and we install them at the time you booked. Tires, wheels, installation and add-ons all go on the same order.

Why Use Affirm

Easy to Apply
Checking your eligibility is quick, simple and won't impact your credit score.
No Hidden Fees
Affirm doesn't charge late fees or hidden fees of any kind, ever.
Transparent
Affirm tells you the total amount you'll pay up front. The number will never go up.
Same PC Tires Price
Our tire, wheel and installation prices are the same whether you pay by card or select Affirm.

Payment Examples

Pay in 4
Purchase amount$200
Payment amount$50 bi-weekly
# of payments4
Total repayment amount$200
Credit rate (APR)0%
Total cost of borrowing$0
Pay Monthly
Purchase amount$800
Payment amount$72.21 monthly
# of payments12
Total repayment amount$866.48
Credit rate (APR)15%
Total cost of borrowing$66.48

These are examples only. The plans you are offered depend on your purchase amount and eligibility. See details.

Would you sooner not use a payment plan? Qualifying orders can also be placed with a $50 deposit at checkout, with the balance due at installation.

Frequently Asked Questions

Are there requirements to use Affirm?
Yes. You'll need:
  • To be the legal age of majority in the province or territory in which you reside (18 years of age in Ontario)
  • To be a resident of Canada
  • A Canadian bank account or Visa/Mastercard debit card (your debit card must have the Visa or Mastercard logo). Available payment methods may vary depending on the payment plan selected
  • An SMS-capable Canadian phone number and an email address
  • To meet the minimum cart size required to use Affirm as a payment option at checkout
How do I sign up?
If your purchase is eligible for payment with Affirm, the option will be presented at checkout. After confirming your phone number, you'll be sent a one-time SMS password to confirm your identity. You'll then enter a few details for a real-time decision. If you're approved, you will have the option to set up your repayment method with Affirm and accept the terms of your payment plan.
Does Affirm do a credit check?
When creating an Affirm account and seeing if you qualify, a soft credit check is performed. Soft credit checks will not affect your credit rating.
Will using Affirm affect my credit score?
Checking your eligibility won't affect your credit score. However, making purchases with Affirm may affect your credit score.
Are there late, NSF or other fees?
Affirm does not charge late, NSF, annual, pre-payment or any other hidden fees.
Which payment methods are accepted?
Affirm currently accepts pre-authorized debits from your Canadian bank account or a debit card. Available payment methods may vary depending on the payment plan selected. Please note that prepaid cards are not accepted.
How can I track my payments and access my Affirm account?
To access your account information, make payments and view your payment schedule, log in to the Affirm app or the Affirm customer portal at affirm.ca using the phone number you used to sign up with. Having trouble? Please get in touch with the Affirm team through helpcenter.affirm.ca.
How do returns work if I paid using Affirm?
Purchases made using Affirm are subject to PC Tires' standard return policy. Any returns will be processed by PC Tires and your Affirm balance will be reduced, cancelled, or refunded accordingly. For information on returns, review our return policy.
I was not able to complete an Affirm transaction. What happened?
Unfortunately, Affirm is not able to provide payment plans to every applicant. This could be due to the information on your credit file, or because Affirm was not able to verify your identity or your payment method. Qualifying orders can also be placed with a $50 deposit at checkout, with the balance due at installation.
Can I use Affirm in the shop or over the phone?
Affirm is offered through our online checkout. Call or text 519-397-4686 and we will build your order and send a checkout link to your phone, so you can select Affirm from there.
I still have questions.
For questions about your order, tires or installation, call or text PC Tires at 519-397-4686. For questions about Affirm or your payment plan, please refer to the Affirm help centre at helpcenter.affirm.ca.

Rates from 0-31.99% APR (subject to provincial regulatory limitations). Payment options through Affirm Canada Holdings Ltd. (“Affirm”) are subject to an eligibility check and depend on purchase amount, payment terms, vary by merchant, and may not be available in all provinces/territories. Not all customers will be eligible for 0% APR. Minimum purchase and down payment may be required. For example, an $800 purchase could be 12 monthly payments of $72.21 at 15% APR for total repayment of $866.48 (credit charges of $66.48), or 4 interest-free payments of $200 every 2 weeks. Visit helpcenter.affirm.ca for more information.

Find Your Tires

Shop by size or vehicle, then select Affirm at checkout. Questions first? Call or text us.

Shop Tires 📞 519-397-4686